🌞 Free Australian Tool

Solar Savings Calculator Australia

Calculate your payback period, 25-year savings, STC rebate and battery ROI — state-by-state rates updated for 2025–26.

Last verified: June 2025  |  2025–26 state feed-in tariffs | New $7.2B battery program included

🌞 Your Solar Details

$
6.6kW: typically $4,500–$7,000 after STC rebate
$
Check your electricity bill — typically 24–43c/kWh
What your retailer pays for excess solar sent to grid
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Solar Payback Period
Year 1 Savings
25-Year Total Savings
25-Year ROI

💰 Annual Savings Breakdown

📈 Year-by-Year Savings Projection

YearAnnual SavingsCumulative SavingsNet Position
🟢 Green row = payback achieved

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Is Solar Worth It in Australia in 2025? The Honest Numbers

Australia has the highest rate of rooftop solar adoption in the world — over 4 million homes now have panels installed. And the financial case for solar has never been stronger: electricity prices remain high, solar panel costs have fallen dramatically, and new government battery rebates are making storage increasingly viable.

But is solar worth it for your home? The answer depends on your state, electricity bill, roof orientation, and how much of the solar power you actually use yourself. This guide gives you the honest numbers.

State-by-State Solar Data — 2025

StateAvg Electricity RateFeed-in TariffAvg Annual Sun HoursTypical Payback (6.6kW)
SA43–48c/kWh5–8c/kWh1,8003–5 years
NSW28–35c/kWh5–8c/kWh1,7004–6 years
QLD26–32c/kWh6–10c/kWh1,8504–6 years
VIC24–32c/kWh4–7c/kWh1,6005–7 years
WA28–32c/kWh2.25–3c/kWh1,9505–8 years
ACT20–26c/kWh0–4c/kWh1,7006–9 years
TAS24–30c/kWh6–9c/kWh1,4006–9 years
NT26–30c/kWh7–10c/kWh2,1004–6 years

The STC Rebate — How Much Off Your Solar System?

Small-scale Technology Certificates (STCs) are the federal government's upfront rebate on solar installations. The number of STCs you receive depends on your system size and your location's solar zone. Installers typically deduct the STC value upfront, so you pay the net price.

In 2025, STCs typically reduce the cost of a 6.6kW system by $2,000–$3,500 depending on your solar zone. The STC scheme is being phased down by one fifteenth each year from 2017 to 2030, so the rebate reduces slightly each year — making now a better time to install than later.

The New Battery Rebate — $7.2 Billion Program (December 2025)

In December 2025, the Australian Government announced a massive expansion of the Cheaper Home Batteries Program, increasing funding from $2.3 billion to an estimated $7.2 billion. The rebate provides approximately $372 per kWh of usable battery capacity.

What this means: A 10kWh battery qualifies for a rebate of approximately $3,720. A 13.5kWh Tesla Powerwall 3 qualifies for approximately $5,000 off. Combined with falling battery prices, payback periods for batteries are now 8–12 years in most states — down from 12–16 years just two years ago. The program is available through accredited solar retailers — check energy.gov.au for eligible products and installers.

Self-Consumption is King — Why It Matters More Than the Feed-in Tariff

The single biggest factor in your solar ROI is how much of the power you use yourself versus export to the grid. Every kWh you use yourself saves you the full retail rate (25–43c/kWh). Every kWh you export earns only the feed-in tariff (typically 5–10c/kWh).

This means self-consumption is worth 3–8x more than exporting. Strategies to maximise self-consumption:

Panel Degradation — The 25-Year Picture

Quality solar panels degrade at approximately 0.5% per year in output efficiency. After 25 years (the typical panel warranty period), your system will produce about 88% of its original capacity. Our calculator accounts for this degradation in the 25-year savings projection.

Bottom line: For most Australian households with a north-facing roof and a quarterly electricity bill above $400, solar is one of the highest-return investments available — often delivering 15–25% annual returns after tax. The combination of high electricity prices, generous STC rebates, and falling hardware costs makes 2025 an excellent time to install.

Savings estimates are indicative only. Actual savings depend on roof orientation, shading, system quality, electricity usage patterns and retailer feed-in tariff. Always get 3 quotes from Clean Energy Council accredited installers. This is not financial advice.

Frequently Asked Questions

How much does solar save in Australia in 2025?
A typical 6.6kW solar system saves $1,200–$2,500/year depending on your state and electricity rate. Over 25 years that's $30,000–$60,000+ in savings. Payback periods are typically 4–7 years, giving effective annual returns of 15–25%.
What is the STC rebate for solar in 2025?
STCs reduce the upfront cost of solar by $2,000–$3,500 for a typical 6.6kW system, applied as an upfront discount by your installer. The rebate reduces slightly each year until 2030, making now better than waiting.
Is the government battery rebate available in 2025?
Yes — the Cheaper Home Batteries Program was massively expanded in December 2025 to $7.2 billion. The rebate is approximately $372/kWh of battery capacity. A 10kWh battery gets ~$3,720 off. Available through accredited installers.
What feed-in tariff do I get for solar in Australia?
Feed-in tariffs (FiTs) vary by state and retailer. Current rates: SA 5–8c/kWh, NSW 5–8c/kWh, QLD 6–10c/kWh, VIC 4–7c/kWh, WA 2.25–3c/kWh. WA has the lowest FiT, making self-consumption and battery storage particularly important there. Always compare retailers — FiTs differ significantly.
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